SBA Environmental Guidelines

Understanding the latest wave of SBA updates

An updates version of the SBA's SOP 50 10 5, Lender and Development Company Loan Programs, went into effect October 1, 2011. Known as SOP 50 10 10 5(D), this version applies to all applications received by the SBA on or after October 1, 2011, and includes several revisions to the agency's environmental policies and procedures. Information on the new policy, as well as the SBA’s November 2010 environmental policy for liquidations, is posted below.

Policy for New Loan Originations (SOP 50 10 5 (D))

EDR Research Note: SBA Releases New SOP 50 10 5 (D)

The new version of the SOP includes several modifications to existing environmental due diligence requirements. Read more.

Download the newly revised SOP 50 10 5(D) standard, including the updated environmental policies and procedures and related appendices.

This chart represents the minimum steps of environmental investigations of commercial properties required by SOP 50 10 5(D).  

This is a list of environmentally sensitive industries for use in completing the NAICS code matching step set forth by SOP 50 10 5(D). Determine your NAICS Code here.

This tip sheet is based on outreach to the environmental consultants and SBA lenders who have been following the agency’s environmental policies in the field.

Liquidation Policy  (SOP 50 51 3)

Summary of New SBA Liquidation Policy (50 51 3)

On November 15, 2010, a revised liquidation policy went into effect, outlining the environmental investigation requirements to be met for all loans in "liquidation status." Click here for EDR's summary of the environmental provisions of this policy.

Download the latest version of the SBA's liquidation policy, 50 51 3, effective November 15, 2010, including the updated environmental policy.

The EDR compliance solution

EDR's LoanCheck® Plus report meets or exceeds each of the SBA requirements for the Records Search with Risk Assessment stage of an environmental investigation.